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CR Resources

  White Papers

  Forms & Downloads

Critical Research Client Forms

  Critical Research, Inc., Agreement for Service

  Critical Research, Inc., Consent Form

Additional Resources

   NAPBS - National Association of Professional Background Screeners
Employer Education Series: Background Screening and Employer Compliance with the FCRA

The purpose of the document is to present education information about compliance with federal law when employers obtain compliance with federal law when employers obtain background reports from a background screening company. It specifically addresses the US Federal Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681 et seq.1  Employers should be aware, however, that legal requirements exist at the state and international level and compliance is required. Further, employers in regulated industries (such as transportation, financial services, healthcare, etc.) are subject to industry laws and regulations.

   Facts of FACTA, The Fair and Accurate Credit Transactions Act
The Fair and Accurate Credit Transaction Act of 2003 (FACTA) added new sections to the federal Fair Credit Reporting Act (FCRA, 15 U.S.C. 1681 et seq.), intended primarily to help consumers fight the growing crime of identity theft. Accuracy, privacy, limits on information sharing, and a new consumer rights to disclosure are included in FACTA. (Pub. L.  108-159, 111 Stat. 1952)

   Consumer Report Users Guide
The Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681-1681y, requires that this notice be provided to inform users of consumer reports of their legal obligations. State law may impose additional requirements. The text of the FCRA is set forth in full at the Federal Trade Commission's Web site at www.ftc.gov/credit. At the end of this document is a list of United States Code citations for the FCRA. Other information about user duties is also available at the Commission's Web site. Users must consult the relevant provisions of the FCRA for details about their obligations under the FCRA.

   A Summary of Your Rights Under the Fair Credit Reporting Act
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA.

   International Data Protection Law Resources
Free English Language Resources for International Data Protection Law Resources.

   Glossary of Legal Terminology